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Make Your Dream Bike a Reality With Klarna


A Cyclist’s Dream Come True

From the dream bike you’ve been eyeing for years to a travel-sized toolkit for repairs when you’re far from the shop, we have the gear you want. But we realize that affording cycling gear isn’t always easy. That’s why we’ve partnered with Klarna—to help you set up payment plans over longer periods of time so you can ride now and pay later. Here’s how it works.

Financing Your Gear With Klarna

Whether you encounter that untimely moment when all your gear needs to be replaced at the same time, or you’re feeling it’s finally time to build up your indoor training room, Klarna has a payment plan to help. You can split big purchases over time with monthly financing or 4 interest-free payments*. So grab that new bike computer or tubeless tire charger pump without immediately tapping into your race budget savings to cover the cost. 

Build Your Bike With Our Gearheads

If it’s a dream bike you want to invest in, we’ve got you. After all, it’s the cyclist’s badge of honor to load a bike rack with a new whip worth more than the car towing it. 

At Competitive Cyclist, custom builds are a specialty. From the cleanly shaven road racer to the full-squish mountain biker who hucks drop-ins and shreds loamy trails, we’re a team of expert Gearheads and mechanics. And when it comes to piecing together your fantasy ride, it’s best to have a dream team of passionate cyclists like ours on your side, step-by-step. 

With Klarna on your side, you can finance purchases of up to $10,000** to dial in your bike and be well on your way to riding faster than your savings can grow. 

Your Dream Team

As your dream begins to enter reality, our Gearheads will dial in your bike at our professional, in-house shop. We always check compatibility with parts to make sure everything is a perfect match for your bike. Need a tubeless setup or mixed front and rear tires? Want your suspension pre-tuned so you can hop on and ride? Just let us know, and we’ll set it up.

Your Gearhead will handle your order entirely in-house from start to finish, while Klarna helps get gear in your hands quickly. And that’s how you can ride now, pay later.

*Subject to credit approval. Monthly financing issued by WebBank, member FDIC. CA residents – Pay in 4 loans made or arranged pursuant to a California Finance Lenders Law license.
**Exclusions apply. Click here for full terms and conditions.