I have the black and white version of this jersey. This is a great jersey for cool weather riding (40-60 degrees), as I never get hot or cold. I recommend wearing a light-medium undershirt (see Capo or Castelli). Don't worry about dirt, mud, or crude getting on the jersey (white or black), it comes right off with mild soap on gentle cycle in the washer. I'm going to try the Nanoflex arm warmers to compliment this great equipment.