As promised, this is easy to load. And that's nice. Who wants to deal with taking off the front wheel if you don't have to? The bike is unstable on top. The arm combined with the two straps is not nearly the same thing as clinching the front fork directly onto a rack. It is very easy for thieves to break, as we discovered when leaving the bike on top of our car in the middle of the day in Chicago downtown. True, any bike rack can be foiled without tremendous effort, but it looked like this took a casual, but expert, passerby all of about 10 seconds.